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Looking for a prepaid card for quick, easy and safe online purchases? Discover the advantages of pay2d virtual here.

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Frequently asked questions


What is a pay2d prepaid VISA virtual card?

Easy online registration, quick access to a pay2d prepaid virtual VISA card, accepted by millions of merchants worldwide and with a high security standard – these are the features of the pay2d virtual card; the smart prepaid payment method.

  • A simple app with a prepaid virtual VISA card
  • In addition to worldwide online payment, you can also pay contactless with your phone via Google Pay and Apple Pay
  • Easier logging in (no more SMS needed)
  • A unique IBAN linked to your card so that you can directly credit your Visa card with online banking

The pay2d virtual card has all the VISA card details needed to make online or telephone purchases – cardholder name, card number, expiry date and the card verification code, or: CVC. Add your virtual pay2d card to your Apple Pay wallet or Google Pay and pay at any pin terminal that accepts contactless payment.

Your pay2d virtual card is valid for 5 years and gives you the opportunity to make purchases at millions of internet or mail order companies worldwide where VISA is accepted.

How much does a pay2d virtual card cost?

The monthly card fee for a virtual card is € 0,20, if the balance is not sufficient it will be settled with the next load.There are no transaction fees (except for transactions in foreign countries). You will find a complete fee schedule here.

How can I register with pay2d virtual card?

Please first fill out the form on this website to receive a link and a unique authorisation code then follow the below steps to retrieve and activate your Pay2D Virtual card through the MyPaynetics Mobile app. After you received the e-mail with the download link and you own unique codes you can follow the steps of this User Guide: https://pay2d.nl/app/uploads/2021/09/Link-card-__-App-steps-__-pay2d_EN.pdf

Can I receive more than one pay2d virtual card?

No. Due to legal restrictions, we can offer only one pay2d virtual card per person.

Can I receive bank transfers with pay2d virtual card?

Yes, in the MyPaynetics app you will find a unique IBAN that belongs to your pay2d Visa card, you can transfer to this IBAN and the funds go directly in your account. It takes 1 working day to complete the transfer.

What happens to my credit balance after the card expires?

Your credit balance is completely secure. You will automatically receive a new pay2d virtual and be able to continue to shop conveniently. For information about applicable fees, please see the fee schedule here.

What happens when I no longer actively use pay2d virtual?

After 12 months of inactivity, a monthly fee will be charged for the management of the remaining credit balance until the card is used again or the balance is at € 0,-. For information about applicable fees, please see the fee schedule here.


Is your question not answered here? Our customer service team is happy to help you. Send an e-mail to: service@pay2d.nl or call: 0031 20 888 50 55


plus pro
Fee charged for a pay2d virtual card orderd in the online account free free
Fee which is charged for top up with iDEAL transfer € 2,- € 2,-
Fee charged for each top up performed with wire transfer (bank transfer) € 2,- € 2,-
Inactivity fee for virtual card, charged if a card has not been active for 12 months, charged every month untill the balance is €0 or the card is used € 1,50 € 1,50
FX fee charged for a non EURO transaction 2,75 % 2,75 %
Fee charged for each outgong transfer from a pay2d card to another pay2d card € 1,-


basic/plus (€) pro (€)
Maximum account balance 150,- 5.000,-
Maximum year load 150,- 20.000,-
Maximum spend for an online transaction 50,-
Maximum top up with wire transfer, iDEAL or Sofort per year 2.500 20.000,-
Maximum P2P-transfer per day 100,-